What type of insurance is mandated for chiropractic clinics in Nevada?

Professional liability insurance is mandated for chiropractic clinics in Nevada because it protects chiropractors against claims of negligence, malpractice, or failure to perform their duties. This type of insurance is crucial in the healthcare field, as it covers legal costs and any settlements or judgments if a patient alleges that the chiropractor’s actions led to injury or harm during treatment.

This requirement ensures that chiropractic clinics can operate safely and responsibly, safeguarding both the practitioners and their patients. Without professional liability insurance, chiropractors would be at significant financial risk if faced with a lawsuit.

In contrast, health insurance primarily covers patients' medical expenses; property insurance protects the physical assets of the practice; and life insurance is not directly related to the operation of a chiropractic clinic itself. Therefore, while all types of insurance can be important, professional liability insurance is specifically essential for compliance and protection in the chiropractic profession in Nevada.